Foreclosure Defense
Instead of having a foreclosure lawsuit be seen as an end, the McGrath Law Firm's services show clients that it is really the beginning. We have experience in implementing unique strategies to slow or prevent foreclosures and stop costly judgments, including:
- Short sales
- Strategic defaults
- Deed in lieu
- Forbearance agreements
- Eliminating deficiency judgments
- Mortgage modifications
Generally, mortgage modifications are the primary tool utilized by our firm because of their effectiveness. A modification keeps both parties happy because the lender can potentially get more for the home than it would in a foreclosure sale and because the homeowner can buy time to get their affairs in order, save money, and stay in their home. In utilizing effective negotiation with lenders, we strive to achieve the following goals through modification:
- Lowering interest payments
- Bundling lump sum payments back into the mortgage
- Eliminating or reducing second and third mortgages to a lower cost
- Re-amortizing your loan to reduce monthly payments
Furthermore, the law surrounding the method and manner in which foreclosures may occur is constantly evolving in this state, and rampant misconduct may have occurred on the lenders’ part in financing the original transaction or authorizing a refinancing. Accordingly, in these situations, we are prepared to thoroughly investigate your loan documents and foreclosure documents and litigate any failures to comply with the law. Contact us today for efficient, zealous representation.
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